Valentine’s Day Word Search

Valentine’s Day Word Search ~ SBS Edition!  We are wishing you a very H A P P Y  Valentine’s Day! We hope it’s filled with lots of love and laughter. We had a fun time putting this together and hope you have even more fun completing it. A printable version

Heart Health Awareness

February is heart health awareness month, meaning, it’s the perfect time to start the conversation about protecting your heart! Did you know? “About 610,000 people die of heart disease in the United States every year–that’s 1 in every 4 deaths.“*                          


Happy New Year!

Can you believe that we will be ringing in another new year at midnight?? Us either…. And although (most of us) will be asleep for the ~official~ start of 2019, waking up on January 1st always feels like a fresh beginning. How can you make this year your best one


Overview of Medicare Advantage Open Enrollment Period (OEP):

The Centers for Medicare & Medicaid Services (CMS) is restoring Medicare Advantage Open Enrollment Period (OEP) beginning January of 2019. OEP will take place from January 1st through March 31st. OEP offers an opportunity for individuals to switch from one Medicare Advantage (MA) Plan to another, and it also allows for them

12 Days of Giving Ideas:

As the holidays surround us, your schedule can get busier and life a little more hectic than usual. But it is during these times that we encourage you to remember the true reason for the season. We’ve created this 12 Days of Giving activity sheet as a reverse advent calendar for


2 More Weeks of Medicare AEP for 2018!

Annual Election Period (AEP) takes place from October 15th – December 7th of each year, and during this time, you have the opportunity to make revisions to your Medicare coverage. In fact, it is typically the only time of year that you are able to do so. This is extremely

Thankful ABC’s

For this week’s blog, we challenge you to take a second to print this off and think about something for each letter of the alphabet that you are thankful for.  The letters can be a person, a thing, an accomplishment, a place, a thought, or whatever else your heart may


News Release: 2019 Cost of Living Adjustment

The Cost-Of-Living Adjustment (COLA) was enacted in 1972 and is collected by the Bureau of Labor Statistics.  The measurement used to do these calculations is known as the Consumer Price Index (CPI), which overlooks the cost of consumer goods and services such as: housing, transportation, medical expenses, education, and food.

2019 Medicare Premiums & Deductibles Announced!!

“On October 12, 2018, the Centers for Medicare & Medicaid Services (CMS) released the 2019 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs.”  https://www.cms.gov/newsroom/fact-sheets/2019-medicare-parts-b-premiums-and-deductibles The standard annual deductible for Medicare Part A beneficiaries will be $1,364 in 2019.  More about Part A: Original Medicare

What is Observation Care?

Scenario: You were required to stay in the hospital OVERNIGHT, but haven’t actually been “admitted” and Medicare isn’t covering the costs. WHY?   You have most likely been placed in the gray area known as OBSERVATION CARE.  Observation Care is an in-between status of patients who the hospital has determined “not well enough

Annual Insurance Review

To our SBS clients – We hope this note finds you in good health and good spirits! We would like to take this time to sincerely say “THANK YOU” for your continued loyalty as a client. We are truly blessed to be able to work with people like YOU every


Fall Bucket List

Click here for your FREE printable version: Fall Bucket List