12 Days of Giving Ideas:

As the holidays surround us, your schedule can get busier and life a little more hectic than usual. But it is during these times that we encourage you to remember the true reason for the season. We’ve created this 12 Days of Giving activity sheet as a reverse advent calendar for


2 More Weeks of Medicare AEP for 2018!

Annual Election Period (AEP) takes place from October 15th – December 7th of each year, and during this time, you have the opportunity to make revisions to your Medicare coverage. In fact, it is typically the only time of year that you are able to do so. This is extremely

Thankful ABC’s

For this week’s blog, we challenge you to take a second to print this off and think about something for each letter of the alphabet that you are thankful for.  The letters can be a person, a thing, an accomplishment, a place, a thought, or whatever else your heart may


News Release: 2019 Cost of Living Adjustment

The Cost-Of-Living Adjustment (COLA) was enacted in 1972 and is collected by the Bureau of Labor Statistics.  The measurement used to do these calculations is known as the Consumer Price Index (CPI), which overlooks the cost of consumer goods and services such as: housing, transportation, medical expenses, education, and food.

2019 Medicare Premiums & Deductibles Announced!!

“On October 12, 2018, the Centers for Medicare & Medicaid Services (CMS) released the 2019 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs.”  https://www.cms.gov/newsroom/fact-sheets/2019-medicare-parts-b-premiums-and-deductibles The standard annual deductible for Medicare Part A beneficiaries will be $1,364 in 2019.  More about Part A: Original Medicare

What is Observation Care?

Scenario: You were required to stay in the hospital OVERNIGHT, but haven’t actually been “admitted” and Medicare isn’t covering the costs. WHY?   You have most likely been placed in the gray area known as OBSERVATION CARE.  Observation Care is an in-between status of patients who the hospital has determined “not well enough

Annual Insurance Review

To our SBS clients – We hope this note finds you in good health and good spirits! We would like to take this time to sincerely say “THANK YOU” for your continued loyalty as a client. We are truly blessed to be able to work with people like YOU every


Fall Bucket List

Click here for your FREE printable version: Fall Bucket List

National Medicare Education Week

For the past 7 years now, September 15th – 21st has been dubbed Medicare Education Week. This has become a nationally recognized time where groups around the country host events dedicated to helping beneficiaries make informed decisions about Medicare enrollment. Whether you are nearing retirement and just beginning the transition

Do I Need Life Insurance?

September is National Life Insurance Awareness Month, and you may be wondering: Do I really need it?  Are you one or more of the following?  1. A parent 2. A grandparent 3. A business owner 4. Married 5. Single 6. Providing or caring for others 7. A homeowner 8. Have other


Time to save some ENERGY… in your home!

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The peak of summer is here and while everyone wants to stay cool in their homes, it’s also the time of year that air conditioning prices skyrocket. However, you can still stay cool without the expense of your savings. Keep your pocket and home cool with these tips: 1. Replace

Family Fun Month

And with that, another summer season has come and (almost) gone – very quickly, might we add! As August kicks off, we know the craziness of back-to-school, sports schedules, carpools, etc. are just about to begin. However, it is our hope that you take the time to enjoy these last