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…with Life Insurance!

 

People spend an average of 6 to 12 months planning a wedding and only 6 to 12 hours (if any) on their final wishes & arrangements!

This isn’t an easy thing to sit down and plan for, but it’s a heavy weight to place this responsibility on loved ones after your passing. If it’s hard to make these decisions today, imagine your loved ones trying to do it during an emotional time – especially if this time comes unexpectedly. Getting a plan in place can offer you a peace of mind in knowing that your legacy is being used as intended and that your loved ones are taken care of.

The Financial Side:

  • Income or Social Security Replacement - If social security averages around $1,200 a month, that’s over $12,000 a year in lost income when you or your loved one passes away. This can have a significant impact on yours (or their) financial stability.
  • Monthly Bills – mortgages, debt, etc. unfortunately don’t disappear after a death and it’s important to ensure there are plans in place to cover these.
  • Funeral and Burial Expenses – these expenses alone can put a serious strain on you or your loved ones. Out of pocket expenses for funerals average around $8,500!

Why Life Insurance?

  • Flexibility – beneficiaries can use these funds for anything such as: burial costs, medical expenses, bills and other debts.
  • Tax Time – you don’t have to worry about taxation on growth or 1099 forms
  • Funds and benefits can grow over time

How do you choose what’s right for you?

One of our SBS agents can help you figure what’s the right plan for your needs, wishes, and budget. There are many things to factor in and multiple plans to pick from, so we can help make this process much easier for you. We will help you make a plan NOW, so that you don’t have to worry about it LATER.