There are many options when it comes to where you recover after time in the hospital, and Recovery Care Coverage can help ensure that happens!
What is Recovery Care?
Different Recovery Options:
Consider These Facts:
70% | Of seniors (Over 65) need some form of recovery care during their lifetime.* |
69 Days | Is the average length of service required for Home Health Care.** |
270 Days | Is the average stay in a nursing home before discharge.*** |
79%/74% | Of men/women stay in a nursing home LESS than 1 year.**** |
*www.mylifesite.net, **www.goldencare.com, ***www.cdc.gov, ****www.elderweb.com
Protection from Financial Burden:
Only 9% | Of skilled nursing home care, on average, is covered by Medicare. |
91% | Of nursing home care, on average, is covered by the patient. (YOU!) |
Medicare reimburses hospitals on a pre-determined, fixed amount. This provides incentives for hospitals to serve patients more efficiently - which reduces length of stay in hospital and increases need for Home Health Care / Skilled Nursing Facilities*
*Heath Care Financial Review
It Can Cost:
$5,940 for a semi-private room in a nursing home (per month).* | $6,570 for a private room in a nursing home (per month).* |
$3,131 for care in an assisted living facility (1 bedroom unit, per month).* | $5,040 for home health aide; $4,110 for homemaker services (per month). * |
$2,010 for care in an adult day health care center (per month).* | *www.longtermcare.gov **Monthly calculation based on average daily rate times 30 days. |
How Will You Pay?
Call an SBS agent today to get a plan in place for when the unexpected happens!